DISCLAIMER & WEBSITE AGREEMENT

LIMITATION OF LIABILITY

IN NO EVENT WILL SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY
SIMPLE, LLC BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT
DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS
INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE
USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS
PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH
INFORMATION OR SERVICE. EVEN IF SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY
SIMPLE, LLC OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS,
OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION
DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION
OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE
LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, SIMPLEFOCUSBUSINESSPLAN.COM OR
STRATEGYSIMPLE, LLC LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY
LAW.

Earnings & Income Disclaimer for
SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, LLC

ANY EARNINGS OR INCOME STATEMENTS, OR EARNINGS OR INCOME EXAMPLES,
ARE ONLY ESTIMATES OF WHAT WE THINK YOU COULD EARN. THERE IS NO ASSURANCE YOU’LL
DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING
AS WELL.

WHERE SPECIFIC INCOME FIGURES ARE USED, AND ATTRIBUTED TO AN
INDIVIDUAL OR BUSINESS, THOSE PERSONS OR BUSINESSES HAVE EARNED THAT AMOUNT.
THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST
ACCEPT THE RISK OF NOT DOING AS WELL.

ANY AND ALL CLAIMS OR REPRESENTATIONS, AS TO INCOME EARNINGS ON
SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, LLC, ARE NOT TO BE
CONSIDERED AS AVERAGE EARNINGS.

THERE CAN BE NO ASSURANCE THAT ANY PRIOR SUCCESSES, OR PAST
RESULTS, AS TO INCOME EARNINGS, CAN BE USED AS AN INDICATION OF YOUR FUTURE
SUCCESS OR RESULTS.

MONETARY AND INCOME RESULTS ARE BASED ON MANY FACTORS. WE HAVE NO
WAY OF KNOWING HOW WELL YOU WILL DO, AS WE DO NOT KNOW YOU, YOUR BACKGROUND,
YOUR WORK ETHIC, OR YOUR BUSINESS SKILLS OR PRACTICES. THEREFORE WE DO NOT
GUARANTEE OR IMPLY THAT YOU WILL GET RICH, THAT YOU WILL DO AS WELL, OR MAKE
ANY MONEY AT ALL. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR
FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.

INTERNET BUSINESSES AND EARNINGS DERIVED THERE FROM, HAVE UNKNOWN
RISKS INVOLVED, AND ARE NOT SUITABLE FOR EVERYONE. MAKING DECISIONS BASED ON
ANY INFORMATION PRESENTED IN OUR PRODUCTS, SERVICES, OR WEB SITE, SHOULD BE
DONE ONLY WITH THE KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR
MAKE NO MONEY AT ALL.

ALL PRODUCTS AND SERVICES BY SIMPLEFOCUSBUSINESSPLAN.COM AND / OR
STRATEGY SIMPLE, LLC ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. USE
CAUTION AND SEEK THE ADVICE OF QUALIFIED PROFESSIONALS. CHECK WITH YOUR
ACCOUNTANT, LAWYER OR PROFESSIONAL ADVISOR, BEFORE ACTING ON THIS OR ANY
INFORMATION. If advice concerning legal or related matters is needed, the
services of a fully qualified professional should be sought. This our
information, products, and services are not intended for use as a source of
legal or accounting advice. You should be aware of any laws which govern
business transactions or other business practices in your country and state.

USERS OF OUR PRODUCTS, SERVICES AND WEB SITE ARE ADVISED TO DO
THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS DECISIONS AND ALL
INFORMATION, PRODUCTS, AND SERVICES THAT HAVE BEEN PROVIDED SHOULD BE
INDEPENDENTLY VERIFIED BY YOUR OWN QUALIFIED PROFESSIONALS. OUR INFORMATION,
PRODUCTS, AND SERVICES ON SIMPLEFOCUSBUSINESSPLAN.COM SHOULD BE CAREFULLY
CONSIDERED AND EVALUATED, BEFORE REACHING A BUSINESS DECISION, ON WHETHER TO
RELY ON THEM.

YOU AGREE THAT OUR COMPANY IS NOT RESPONSIBLE FOR THE SUCCESS OR
FAILURE OF YOUR BUSINESS DECISIONS RELATING TO ANY INFORMATION PRESENTED BY
SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE LLC, LLC, OR OUR COMPANY
PRODUCTS OR SERVICES.

SIMPLEFOCUSBUSINESSPLAN.COM

Web Site Agreement

The SIMPLEFOCUSBUSINESSPLAN.COM Web Site (the “Site”) is an online
information service provided by Strategy Simple, LLC
(“SIMPLEFOCUSBUSINESSPLAN.COM “), subject to your compliance with the terms and
conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING
OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE
TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE
TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH
MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED
AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE
AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE SHALL
BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.

Compensation Disclosure:

SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, LLC is
compensated by some or all of the products mentioned or recommended on our
website, in our distributed materials, and in our newsletters.

1. Copyright, Licenses and Idea Submissions.

The entire contents of the Site are protected by international
copyright and trademark laws. The owner of the copyrights and trademarks are
SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, LLC, its affiliates or
other third party licensors. YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH,
UPLOAD, POST, TRANSMIT, OR DISTRIBUTE, IN ANY MANNER, THE MATERIAL ON THE SITE,
INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may print and download
portions of material from the different areas of the Site solely for your own
non-commercial use provided that you agree not to change or delete any
copyright or proprietary notices from the materials. You agree to grant to SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC a non-exclusive, royalty-free, worldwide,
perpetual license, with the right to sub-license, to reproduce, distribute,
transmit, create derivative works of, publicly display and publicly perform any
materials and other information (including, without limitation, ideas contained
therein for new or improved products and services) you submit to any public
areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail
to SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, LLC by all means and
in any media now known or hereafter developed. You also grant to SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC the right to use your name in connection with the
submitted materials and other information as well as in connection with all
advertising, marketing and promotional material related thereto. You agree that
you shall have no recourse against SIMPLEFOCUSBUSINESSPLAN.COM AND / OR
STRATEGY SIMPLE, LLC for any alleged or actual infringement or misappropriation
of any proprietary right in your communications to SIMPLEFOCUSBUSINESSPLAN.COM AND
/ OR STRATEGY SIMPLE, LLC.

TRADEMARKS

Publications, products, content or services referenced herein or
on the Site are the exclusive trademarks or servicemarks of SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC. Other product and company names mentioned in the
Site may be the trademarks of their respective owners.

2. Use of the Site.

You understand that, except for information, products or services
clearly identified as being supplied by SIMPLEFOCUSBUSINESSPLAN.COM AND / OR
STRATEGY SIMPLE, LLC, SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, LLC
does not operate, control or endorse any information, products or services on
the Internet in any way. Except for SIMPLEFOCUSBUSINESSPLAN.COM AND / OR
STRATEGY SIMPLE, LLC – identified information, products or services, all
information, products and services offered through the Site or on the Internet
generally are offered by third parties, that are not affiliated with SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC . You also understand that SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC cannot and does not guarantee or warrant that
files available for downloading through the Site will be free of infection or
viruses, worms, Trojan horses or other code that manifest contaminating or
destructive properties. You are responsible for implementing sufficient
procedures and checkpoints to satisfy your particular requirements for accuracy
of data input and output, and for maintaining a means external to the Site for
the reconstruction of any lost data.

NO WARRANTIES

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE
AND THE INTERNET. SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, LLC
PROVIDES THE SITE AND RELATED INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS
OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING
WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED
WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD
TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE
SERVICE OR ON THE INTERNET GENERALLY, AND SIMPLEFOCUSBUSINESSPLAN.COM AND / OR
STRATEGY SIMPLE, LLC SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER
DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR
RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL
OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH
THE SERVICE OR ON THE INTERNET GENERALLY. SIMPLEFOCUSBUSINESSPLAN.COM AND / OR
STRATEGY SIMPLE, LLC DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR
ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.

YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET
CONTAINS UNEDITED MATERIALS SOME OF WHICH ARE SEXUALLY EXPLICIT OR MAY BE
OFFENSIVE TO YOU. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY
WHATSOEVER FOR SUCH MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY
SIMPLE, LLC BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT
DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS
INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE
USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS
PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH
INFORMATION OR SERVICE. EVEN IF SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY
SIMPLE, LLC OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS,
OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION
DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION
OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE
LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC LIABILITY IS LIMITED TO THE GREATEST EXTENT
PERMITTED BY LAW.

SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, LLC makes no
representations whatsoever about any other web site which you may access
through this one or which may link to this Site. When you access a non- SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC web site, please understand that it is
independent from SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, and that
SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, LLC has no control over
the content on that web site. In addition, a link to a SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC web site does not mean that SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC endorses or accepts any responsibility for the
content, or the use, of such web site.

3. Indemnification.

You agree to indemnify, defend and hold harmless
SIMPLEFOCUSBUSINESSPLAN.COM AND / OR STRATEGY SIMPLE, LLC, its officers,
directors, employees, agents, licensors, suppliers and any third party
information providers to the Service from and against all losses, expenses,
damages and costs, including reasonable attorneys’ fees, resulting from any
violation of this Agreement (including negligent or wrongful conduct) by you or
any other person accessing the Service.

4. Third Party Rights.

The provisions of paragraphs 2 (Use of the Service), and 3
(Indemnification) are for the benefit of SIMPLEFOCUSBUSINESSPLAN.COM AND / OR
STRATEGY SIMPLE, LLC and its officers, directors, employees, agents, licensors,
suppliers, and any third party information providers to the Service. Each of
these individuals or entities shall have the right to assert and enforce those
provisions directly against you on its own behalf.

5. Term; Termination.

This Agreement may be terminated by either party without notice at
any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses
and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third
Party Rights) and 6 (Miscellaneous) shall survive any termination of this
Agreement.

6. Miscellaneous.

This Agreement shall all be governed and construed in accordance
with the laws of the United States of America (USA) and the state of Michigan
and applicable to agreements made and to be performed in the USA and Michigan.
You agree that any legal action or proceeding between SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC and you for any purpose concerning this Agreement
or the parties’ obligations hereunder shall be brought exclusively in a federal
or state court of competent jurisdiction sitting in the state of Michigan, USA
. Any cause of action or claim you may have with respect to the Service must be
commenced within one (1) year after the claim or cause of action arises or such
claim or cause of action is barred. SIMPLEFOCUSBUSINESSPLAN.COM OR STRATEGY
SIMPLE, LLC’s failure to insist upon or enforce strict performance of any
provision of this Agreement shall not be construed as a waiver of any provision
or right. Neither the course of conduct between the parties nor trade practice
shall act to modify any provision of this Agreement. SIMPLEFOCUSBUSINESSPLAN.COM
AND / OR STRATEGY SIMPLE, LLC may assign its rights and duties under this
Agreement to any party at any time without notice to you.

Any rights not expressly granted herein are reserved.